ZIP 01002 Property Distress & Foreclosure Data

DLRadar grades ZIP 01002 (Hampshire County, Massachusetts) at a low 18/100 for overall property distress. Property-level stress concentrates in construction/permit lag (69/100), structural risk (40/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Environmental exposure also runs high (climate & FEMA risk (73/100)). On the structural side it scores 40/100, with 1/100 of stress already active.

The expansion-phase market in 01002 posted values that rose 7.2% over the year, and 18% higher over three years (phase confidence 57/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Roughly 23.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 57% of renters are cost-burdened. Households earn a median $69,411 — near the roughly $78,000 national figure. A median home runs $481,100 here, or 6.5 times local income. On demographic stress specifically, 01002 scores 42/100. The ZIP holds roughly 11,568 housing units. The tenure split is 49% owner-occupied to 51% rented. The vacancy rate is 12.4% — elevated. About 74% have a four-year degree. Population is roughly 24,726 with a median age of 27.

On the whole, 01002 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.