ZIP 01038 Foreclosure, Tax-Lien & Distress Report
Hampshire County, Massachusetts · Distress market
DLRadar grades ZIP 01038 (Hampshire County, Massachusetts) at a minimal 12/100 for overall property distress. Structural risk reads 23/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (74/100). Property-level stress concentrates in structural risk (23/100), institutional ownership (3/100), mortgage stress (2/100). By contrast, mortgage stress (2/100) and construction/permit lag (2/100) register low.
The peak-phase market in 01038 posted values that rose 1.5% over the year, and 2% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 2,534 with a median age of 47. The typical home is worth about $442,500 (4.0× income). Owners hold 79% of homes, renters 21%. At $112,083, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 24/100. The ZIP holds roughly 1,118 housing units. About 56% have a four-year degree. Around 21% of renters are cost-burdened. Vacancy runs 5.1%. 5.7% of residents fall below the poverty threshold.
Overall, 01038 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 01038 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 01038's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 01038 reflects the current record instead of a stale or modeled snapshot.
Behind 01038's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 01038 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 01038’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 01038 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 01038, the same set carried on every parcel.
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Open the complete 01038 acquisition file
Open 01038 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology