ZIP 01038 Property Distress & Foreclosure Data

In Hampshire County, Massachusetts, ZIP 01038 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 40 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (74/100)). Its standout signals are construction/permit lag (68/100), structural risk (40/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The expansion-phase market in 01038 posted values that rose 7.4% over the year, and 2% higher over three years, at 60/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 2,534 with a median age of 47. A median home runs $442,500 here, or 4.0 times local income. The tenure split is 79% owner-occupied to 21% rented. Households earn a median $112,083 — above the roughly $78,000 national figure. On demographic stress specifically, 01038 scores 24/100. There are about 1,118 housing units across 01038. About 56% have a four-year degree. Rent burden reaches 21% of tenant households. Vacancy runs 5.1%. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas.

Broadly, 01038 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.