ZIP 01070 Foreclosure, Tax-Lien & Distress Report

ZIP code 01070 in Hampshire County, Massachusetts carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. Structural risk reads 23/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (74/100). Its heaviest discrete signals: structural risk (23/100), institutional ownership (3/100), mortgage stress (2/100). mortgage stress (2/100) and construction/permit lag (2/100) stay muted.

The market reads peak — home values rose 1.6% year on year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 25.4% — elevated. The poverty rate is 15.1%. The ZIP holds roughly 316 housing units. DLRadar's demographic-stress index for the area reads 25/100. The typical home is worth about $296,200 (3.8× income, relatively affordable). Educational attainment sits at 47% bachelor's-or-above. 593 residents call 01070 home, typically aged 50. At $72,083, median income runs near typical U.S. levels. The tenure split is 93% owner-occupied to 7% rented. Around 12% of renters are cost-burdened.

Taken together, 01070 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 01070 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 01070 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. 01070 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

01070's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 01070 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.