ZIP 01220 Foreclosure, Tax-Lien & Distress Report

ZIP 01220's composite property-distress score is 19/100 - DLRadar classes that as low for Berkshire County, Massachusetts. The sharpest non-environmental signals are construction/permit lag (47/100), structural risk (40/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100). Structurally it carries 40/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (84/100).

Prices here sit in a expansion phase: values rose 6.8% over the trailing year, and 22% higher over three years, at 57/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 34/100. 14.7% of residents fall below the poverty threshold. Educational attainment sits at 25% bachelor's-or-above. Around 50% of renters are cost-burdened. Vacancy runs 10.6%. About 8,106 people live here, median age 50. There are about 4,363 housing units across 01220. 62% of housing is owner-occupied. Median household income is $56,285, below the U.S. median near $78,000. A median home runs $209,900 here, or 3.5 times local income.

On balance 01220 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 01220 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 01220 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Berkshire County, Massachusetts and the nation. Where the public record is thin for 01220, the field stays empty rather than modeled, and fills in as new documents post.

01220's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 01220 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.