ZIP 01220 Property Distress & Foreclosure Data

Berkshire County, Massachusetts's ZIP 01220 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (41/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low. The latent-versus-live split is 41/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (84/100).

The market reads peak — home values rose 1.3% year on year, 3.0% off the recent peak, and 22% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 34/100. The poverty rate is 14.7%. Around 25% of adults hold a bachelor's degree or higher. Around 50% of renters are cost-burdened. The vacancy rate is 10.6%. About 8,106 people live here, median age 50. The ZIP holds roughly 4,363 housing units. 62% of housing is owner-occupied. At $56,285, median income runs below typical U.S. levels. The typical home is worth about $209,900 (3.5× income, relatively affordable).

Net-net, 01220 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.