ZIP 01201 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 01201 in Berkshire County, Massachusetts comes in at 19, a low composite-distress reading. The latent-versus-live split is 40/100 structural and 2/100 already moving. The pressure is most legible in construction/permit lag (47/100), structural risk (40/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (84/100)).

The expansion-phase market in 01201 posted values that rose 6.8% over the year, and 21% higher over three years (phase confidence 57/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 45,072 with a median age of 43. The tenure split is 62% owner-occupied to 38% rented. Home values center near $259,800, an affordability ratio of 3.4× — accessible. Vacancy runs 10.5%. There are about 21,960 housing units across 01201. On demographic stress specifically, 01201 scores 31/100. Around 34% of adults hold a bachelor's degree or higher. Roughly 13.7% live below the poverty line. At $68,879, median income runs near typical U.S. levels. Around 45% of renters are cost-burdened.

On balance 01201 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 01201 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 01201 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 01201, the field stays empty rather than modeled, and fills in as new documents post.

Behind 01201's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 01201 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.