ZIP 01240 Foreclosure, Tax-Lien & Distress Report

In Berkshire County, Massachusetts, ZIP 01240 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (47/100), structural risk (40/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). Structurally it carries 40/100, against 2/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 6.8% over the trailing year, and 54% higher over three years, at 57/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 36% of renters are cost-burdened. Vacancy runs 24.4%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $99,745 — above the roughly $78,000 national figure. About 52% have a four-year degree. 8.9% of residents fall below the poverty threshold. There are about 3,070 housing units across 01240. About 5,024 people live here, median age 57. Home values center near $470,400, an affordability ratio of 4.8×. The demographic-stress sub-score lands at 32/100. Owners hold 71% of homes, renters 29%.

On the whole, 01240 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 01240 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 01240 stays directly comparable to neighboring ZIPs and the rest of Berkshire County, Massachusetts. Where the public record is thin for 01240, the field stays empty rather than modeled, and fills in as new documents post.

01240's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 01240 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.