ZIP 01240 Property Distress & Foreclosure Data

In Berkshire County, Massachusetts, ZIP 01240 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (50/100), structural risk (41/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (84/100). On the structural side it scores 41/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, 3.0% off the recent peak, and 54% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 36% of renters are cost-burdened. The vacancy rate is 24.4% — elevated. Households earn a median $99,745 — above the roughly $78,000 national figure. About 52% have a four-year degree. Roughly 8.9% live below the poverty line. The ZIP holds roughly 3,070 housing units. 5,024 residents call 01240 home, typically aged 57. A median home runs $470,400 here, or 4.8 times local income. On demographic stress specifically, 01240 scores 32/100. The tenure split is 71% owner-occupied to 29% rented.

Taken together, 01240 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.