ZIP 01262 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 01262 (Berkshire County, Massachusetts) at a low 19/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (84/100)). Structural exposure scores 42 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (42/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low.

The expansion-phase market in 01262 posted values that rose 6.8% over the year, and 23% higher over three years (phase confidence 57/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $142,679, above the U.S. median near $78,000. Rent burden reaches 50% of tenant households. Roughly 13.2% live below the poverty line. The ZIP holds roughly 1,439 housing units. 77% of housing is owner-occupied. The vacancy rate is 54.5% — elevated. On demographic stress specifically, 01262 scores 34/100. A median home runs $622,400 here, or 3.9 times local income. About 55% have a four-year degree. 1,652 residents call 01262 home, typically aged 65.

On the whole, 01262 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 01262 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 01262's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 01262, the field stays empty rather than modeled, and fills in as new documents post.

01262's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 01262 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.