ZIP 01262 Property Distress & Foreclosure Data

ZIP code 01262 in Berkshire County, Massachusetts carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). On the structural side it scores 41/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (50/100), structural risk (41/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low.

The market reads peak — home values rose 1.3% year on year, 3.0% off the recent peak, and 23% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

At $142,679, median income runs above typical U.S. levels. Around 50% of renters are cost-burdened. The poverty rate is 13.2%. The ZIP holds roughly 1,439 housing units. 77% of housing is owner-occupied. The vacancy rate is 54.5% — elevated. The demographic-stress sub-score lands at 34/100. The typical home is worth about $622,400 (3.9× income, relatively affordable). Around 55% of adults hold a bachelor's degree or higher. About 1,652 people live here, median age 65.

Net-net, 01262 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.