ZIP 01029 Foreclosure, Tax-Lien & Distress Report

ZIP 01029's composite property-distress score is 19/100 - DLRadar classes that as low for Berkshire County, Massachusetts. Structurally it carries 40/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (47/100), structural risk (40/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100).

The market reads expansion — home values rose 6.8% year on year (phase confidence 57/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 652 with a median age of 58. A median home runs $467,600 here, or 4.7 times local income. The ZIP holds roughly 903 housing units. Roughly 2.5% live below the poverty line, a low share typical of higher-equity areas. 94% of housing is owner-occupied. The vacancy rate is 68.9% — elevated. Median household income is $99,188, above the U.S. median near $78,000. About 35% have a four-year degree. Around 100% of renters are cost-burdened. The demographic-stress sub-score lands at 44/100.

Net-net, 01029 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 01029 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Berkshire County, Massachusetts and the nation. Where the public record is thin for 01029, the field stays empty rather than modeled, and fills in as new documents post.

01029's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 01029 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.