ZIP 01255 Property Distress & Foreclosure Data

DLRadar grades ZIP 01255 (Berkshire County, Massachusetts) at a low 19/100 for overall property distress. Property-level stress concentrates in construction/permit lag (50/100), structural risk (41/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. On the structural side it scores 41/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (84/100).

Prices here sit in a peak phase: values rose 1.3% over the trailing year, 3.0% off the recent peak, and 24% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 01255 scores 35/100. The tenure split is 96% owner-occupied to 4% rented. Around 67% of renters are cost-burdened. The ZIP holds roughly 657 housing units. A median home runs $360,300 here, or 3.9 times local income. Households earn a median $85,417 — near the roughly $78,000 national figure. The vacancy rate is 45.4% — elevated. About 31% have a four-year degree. 850 residents call 01255 home, typically aged 56.

Taken together, 01255 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.