ZIP 01258 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 01258 in Berkshire County, Massachusetts comes in at 19, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (84/100). Property-level stress concentrates in construction/permit lag (47/100), structural risk (40/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100). On the structural side it scores 40/100, with 2/100 of stress already active.

The expansion-phase market in 01258 posted values that rose 6.8% over the year (phase confidence 57/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $714,300 here, or 4.7 times local income. The tenure split is 91% owner-occupied to 9% rented. Population is roughly 191 with a median age of 53. There are about 187 housing units across 01258. Around 42% of adults hold a bachelor's degree or higher. The vacancy rate is 60.1% — elevated. Roughly 2.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 0% of tenant households. Median household income is $127,813, above the U.S. median near $78,000. The demographic-stress sub-score lands at 27/100.

On the whole, 01258 leans distressed, with opportunity clustered in specific stressed parcels. While 01258 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 01258 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 01258 can be compared directly against any other ZIP in Berkshire County, Massachusetts or nationwide. Sparse data for 01258 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 01258's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 01258 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.