ZIP 12529 Property Distress & Foreclosure Data

Composite property distress in 12529 (Columbia County, New York) lands at 19/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (68/100). The latent-versus-live split is 43/100 structural and 3/100 already moving. The sharpest non-environmental signals are construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 64% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $79,531 — near the roughly $78,000 national figure. Roughly 10.3% live below the poverty line. The vacancy rate is 37.1% — elevated. About 49% have a four-year degree. The ZIP holds roughly 1,910 housing units. The tenure split is 75% owner-occupied to 25% rented. A median home runs $384,600 here, or 4.9 times local income. On demographic stress specifically, 12529 scores 34/100. Around 37% of renters are cost-burdened. 2,345 residents call 12529 home, typically aged 56.

Taken together, 12529 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.