ZIP 12565 Property Distress & Foreclosure Data

Composite property distress in 12565 (Columbia County, New York) lands at 19/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (68/100). The latent-versus-live split is 43/100 structural and 3/100 already moving.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $62,972 — below the roughly $78,000 national figure. Around 22% of renters are cost-burdened. A median home runs $225,000 here, or 3.4 times local income. On demographic stress specifically, 12565 scores 30/100. Roughly 8.9% live below the poverty line. The tenure split is 59% owner-occupied to 41% rented. About 27% have a four-year degree. The ZIP holds roughly 764 housing units. 1,575 residents call 12565 home, typically aged 43. The vacancy rate is 23.4% — elevated.

Taken together, 12565 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.