ZIP 12530 Property Distress & Foreclosure Data

ZIP code 12530 in Columbia County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). On the structural side it scores 43/100, with 0/100 of stress already active. What sets it apart are the readings on construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) register low.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

100% of housing is owner-occupied. Around 0% of adults hold a bachelor's degree or higher. About 218 people live here, median age 56. The poverty rate is 0.0% — low. The vacancy rate is 0.0%. The ZIP holds roughly 74 housing units. The demographic-stress sub-score lands at 25/100.

Overall 12530 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

19/100
Composite stress
43/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 12530

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk68
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Columbia County

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Deterministic. Every signal traces to a public dataset · methodology