ZIP 12530 Property Distress & Foreclosure Data
ZIP code 12530 in Columbia County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). On the structural side it scores 43/100, with 0/100 of stress already active. What sets it apart are the readings on construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) register low.
The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
100% of housing is owner-occupied. Around 0% of adults hold a bachelor's degree or higher. About 218 people live here, median age 56. The poverty rate is 0.0% — low. The vacancy rate is 0.0%. The ZIP holds roughly 74 housing units. The demographic-stress sub-score lands at 25/100.
Overall 12530 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 12530
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Columbia County
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Deterministic. Every signal traces to a public dataset · methodology