ZIP 12060 Property Distress & Foreclosure Data

Composite property distress in 12060 (Columbia County, New York) lands at 19/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (9/100). On the structural side it scores 43/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (68/100)).

The expansion-phase market in 12060 posted values that rose 6.3% over the year, and 19% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

3.4% of residents fall below the poverty threshold. Population is roughly 1,768 with a median age of 57. Educational attainment sits at 55% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 21/100. Around 13% of renters are cost-burdened. The ZIP holds roughly 958 housing units. Median household income is $102,109, above the U.S. median near $78,000. The vacancy rate is 20.3% — elevated. Owners hold 87% of homes, renters 13%. Home values center near $399,400, an affordability ratio of 3.5× — accessible.

On the whole, 12060 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.