ZIP 12060 Foreclosure, Tax-Lien & Distress Report
Columbia County, New York · High Vacancy market
ZIP code 12060 in Columbia County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Property-level stress concentrates in construction/permit lag (66/100), structural risk (51/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low. On the structural side it scores 51/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100), climate & FEMA risk (68/100).
The market reads peak — home values rose 4.9% year on year, and 19% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
3.4% of residents fall below the poverty threshold. 1,768 residents call 12060 home, typically aged 57. Educational attainment sits at 55% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 21/100. Around 13% of renters are cost-burdened. There are about 958 housing units across 12060. Households earn a median $102,109 — above the roughly $78,000 national figure. The vacancy rate is 20.3% — elevated. 87% of housing is owner-occupied. Home values center near $399,400, an affordability ratio of 3.5× — accessible.
On the whole, 12060 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 12060 is not published yet -- the ZIP-level readings above remain fully sourced.
The 12060 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 12060 stays directly comparable to neighboring ZIPs and the rest of Columbia County, New York. The score is rebuilt from public data as it updates, so 12060 reflects the current record instead of a stale or modeled snapshot.
The 22/100 figure for 12060 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 12060 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 12060 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 12060 Stress Report snapshot
The live 12060 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Columbia County ZIPs near 12060
Nearest ZIP codes to 12060
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Further distress data across Columbia County, New York at ZIP, county and state level.
See every distressed parcel in 12060
Every distressed parcel in 12060 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology