ZIP 12017 Property Distress & Foreclosure Data

ZIP code 12017 in Columbia County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). On the structural side it scores 43/100, with 0/100 of stress already active.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 1.1% — low. Around 58% of adults hold a bachelor's degree or higher. The ZIP holds roughly 311 housing units. The vacancy rate is 32.7% — elevated. The demographic-stress sub-score lands at 19/100. 94% of housing is owner-occupied. Around 33% of renters are cost-burdened. About 439 people live here, median age 61.

Net-net, 12017 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.