ZIP 12017 Foreclosure, Tax-Lien & Distress Report
Columbia County, New York · High Vacancy market
ZIP code 12017 in Columbia County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (51/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (70/100), climate & FEMA risk (68/100)). On the structural side it scores 51/100, with 0/100 of stress already active.
The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
1.1% of residents fall below the poverty threshold. About 58% have a four-year degree. The ZIP holds roughly 311 housing units. Vacancy runs 32.7%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 43/100. The tenure split is 94% owner-occupied to 6% rented. Around 33% of renters are cost-burdened. Population is roughly 439 with a median age of 61.
On the whole, 12017 leans distressed, with opportunity clustered in specific stressed parcels. While 12017 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 12017 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Columbia County, New York and the nation. The score is rebuilt from public data as it updates, so 12017 reflects the current record instead of a stale or modeled snapshot.
The 22/100 for 12017 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 12017 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 12017
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 12017 by the numbers
The live 12017 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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More distress data near 12017
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See every distressed parcel in 12017
Open 12017 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology