ZIP 12037 Property Distress & Foreclosure Data

DLRadar grades ZIP 12037 (Columbia County, New York) at a low 19/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (68/100). The latent-versus-live split is 43/100 structural and 3/100 already moving. Property-level stress concentrates in construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 24% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $93,990 — above the roughly $78,000 national figure. A median home runs $343,900 here, or 3.7 times local income. On demographic stress specifically, 12037 scores 29/100. Around 37% of renters are cost-burdened. Roughly 13.6% live below the poverty line. The ZIP holds roughly 2,129 housing units. The vacancy rate is 15.1% — elevated. 4,045 residents call 12037 home, typically aged 47. About 47% have a four-year degree. The tenure split is 71% owner-occupied to 29% rented.

Taken together, 12037 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.