ZIP 12156 Property Distress & Foreclosure Data

Rensselaer County, New York's ZIP 12156 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (53/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (79/100)). On the structural side it scores 53/100, with 2/100 of stress already active.

The expansion-phase market in 12156 posted values that rose 5.8% over the year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

8.3% of residents fall below the poverty threshold. Population is roughly 939 with a median age of 30. DLRadar's demographic-stress index for the area reads 18/100. Educational attainment sits at 27% bachelor's-or-above. Around 0% of renters are cost-burdened. Home values center near $242,000, an affordability ratio of 2.2× — accessible. Owners hold 88% of homes, renters 12%. The vacancy rate is 0.0%. Median household income is $99,833, above the U.S. median near $78,000. The ZIP holds roughly 305 housing units.

Broadly, 12156 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.