ZIP 12018 Property Distress & Foreclosure Data

In Rensselaer County, New York, ZIP 12018 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 55/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (83/100)). Its standout signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100).

The expansion-phase market in 12018 posted values that rose 5.6% over the year, and 20% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 7,069 with a median age of 45. Home values center near $345,200, an affordability ratio of 2.4× — accessible. Vacancy runs 9.2%. 2.5% of residents fall below the poverty threshold. Owners hold 84% of homes, renters 16%. Rent burden reaches 24% of tenant households. Median household income is $133,542, above the U.S. median near $78,000. There are about 3,070 housing units across 12018. DLRadar's demographic-stress index for the area reads 20/100. Educational attainment sits at 43% bachelor's-or-above.

Broadly, 12018 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.