ZIP 12154 Property Distress & Foreclosure Data

DLRadar grades ZIP 12154 (Rensselaer County, New York) at a low 23/100 for overall property distress. Property-level stress concentrates in construction/permit lag (74/100), structural risk (53/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (72/100), flood (NFIP) exposure (63/100). The latent-versus-live split is 53/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 8.1% over the trailing year, and 26% higher over three years (phase confidence 77/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $110,387 — above the roughly $78,000 national figure. About 28% have a four-year degree. Roughly 8.9% live below the poverty line. The ZIP holds roughly 1,232 housing units. A median home runs $251,300 here, or 2.3 times local income. 2,875 residents call 12154 home, typically aged 43. The vacancy rate is 4.5%. On demographic stress specifically, 12154 scores 23/100. Around 33% of renters are cost-burdened. The tenure split is 89% owner-occupied to 11% rented.

On balance, 12154 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.