ZIP 12154 Foreclosure, Tax-Lien & Distress Report
Rensselaer County, New York · Distress market
Composite property distress in 12154 (Rensselaer County, New York) lands at 23/100 — low on DLRadar's distress scoring. What sets it apart are the readings on construction/permit lag (72/100), structural risk (53/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (72/100), flood (NFIP) exposure (70/100)). Structurally it carries 53/100, against 2/100 of stress already in motion.
The market reads expansion — home values rose 7.7% year on year, and 26% higher over three years (phase confidence 47/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Households earn a median $110,387 — above the roughly $78,000 national figure. Educational attainment sits at 28% bachelor's-or-above. The poverty rate is 8.9%. The ZIP holds roughly 1,232 housing units. The typical home is worth about $251,300 (2.3× income, relatively affordable). About 2,875 people live here, median age 43. Vacancy runs 4.5%. DLRadar's demographic-stress index for the area reads 23/100. Around 33% of renters are cost-burdened. 89% of housing is owner-occupied.
On balance, 12154 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 12154 at the moment; the composite and its components are still built from verifiable records.
The 12154 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 12154 stays directly comparable to neighboring ZIPs and the rest of Rensselaer County, New York. Nothing here is interpolated — where a source is thin for 12154, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 23/100 for 12154 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 12154 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 12154’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 12154 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 12154, drawn from the same report attached to each property.
Other Rensselaer County ZIP codes
Nearest ZIP codes to 12154
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 12154
Other reports tied to Rensselaer County, New York — ZIP, county and statewide.
Open the complete 12154 acquisition file
Pull every distressed parcel in 12154 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology