ZIP 12028 Property Distress & Foreclosure Data

DLRadar grades ZIP 12028 (Washington County, New York) at a low 23/100 for overall property distress. Property-level stress concentrates in construction/permit lag (74/100), structural risk (52/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. On the structural side it scores 52/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (70/100), flood (NFIP) exposure (63/100).

Prices here sit in a expansion phase: values rose 8.5% over the trailing year (phase confidence 87/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $87,266 — near the roughly $78,000 national figure. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 87% owner-occupied to 13% rented. Around 16% of renters are cost-burdened. On demographic stress specifically, 12028 scores 24/100. The ZIP holds roughly 491 housing units. About 21% have a four-year degree. A median home runs $247,700 here, or 2.5 times local income. The vacancy rate is 3.0%. 1,132 residents call 12028 home, typically aged 39.

On balance, 12028 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.