ZIP 12028 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 12028 (Washington County, New York) returns a low composite of 22/100. What sets it apart are the readings on construction/permit lag (68/100), structural risk (50/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (8/100). The latent-versus-live split is 50/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (70/100), flood (NFIP) exposure (62/100).

The expansion-phase market in 12028 posted values that rose 7.9% over the year, at 48/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $87,266 — near the roughly $78,000 national figure. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 87% of homes, renters 13%. Rent burden reaches 16% of tenant households. On demographic stress specifically, 12028 scores 24/100. There are about 491 housing units across 12028. About 21% have a four-year degree. The typical home is worth about $247,700 (2.5× income, relatively affordable). Vacancy runs 3.0%. About 1,132 people live here, median age 39.

On balance, 12028 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 12028 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 12028's 22/100 can be lined up against any neighbor in Washington County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 12028 shows blanks, not estimates, wherever the record is sparse.

12028's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 12028 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.