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ZIP 12057 Foreclosure, Tax-Lien & Distress Report

Washington County, New York · Distress market

Composite property distress in 12057 (Washington County, New York) lands at 20/100 — low on DLRadar's distress scoring. Property-level stress concentrates in construction/permit lag (56/100), structural risk (46/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. Latent structural risk is 46/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100), climate & FEMA risk (62/100).

The expansion-phase market in 12057 posted values that rose 8.7% over the year, at 53/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $66,958 — below the roughly $78,000 national figure. The poverty rate is 3.6% — low. Around 17% of adults hold a bachelor's degree or higher. A median home runs $205,700 here, or 3.1 times local income. 1,966 residents call 12057 home, typically aged 46. Owners hold 87% of homes, renters 13%. There are about 765 housing units across 12057. DLRadar's demographic-stress index for the area reads 21/100. Rent burden reaches 0% of tenant households. Vacancy runs 9.5%.

Overall, 12057 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 12057 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 12057 shows blanks, not estimates, wherever the record is sparse.

12057's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 12057 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

20/100
Composite stress
46/100
Structural risk
2/100
Distress activity

ZIP 12057 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk62
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 12057 distress snapshot

The live 12057 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Washington County ZIP reports

Nearest ZIP codes to 12057

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring New York distress

Related ZIP, county and statewide reads linked to Washington County, New York.

Get the full acquisition report for 12057

See who owns each distressed property in 12057, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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