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ZIP 12057 Foreclosure, Tax-Lien & Distress Report

Washington County, New York · Distress market

Composite property distress in 12057 (Washington County, New York) lands at 19/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in construction/permit lag (53/100), structural risk (44/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. Latent structural risk is 44/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100), climate & FEMA risk (62/100).

The expansion-phase market in 12057 posted values that rose 8.7% over the year, at 53/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $66,958 — below the roughly $78,000 national figure. The poverty rate is 3.6% — low. Around 17% of adults hold a bachelor's degree or higher. A median home runs $205,700 here, or 3.1 times local income. 1,966 residents call 12057 home, typically aged 46. Owners hold 87% of homes, renters 13%. There are about 765 housing units across 12057. DLRadar's demographic-stress index for the area reads 21/100. Rent burden reaches 0% of tenant households. Vacancy runs 9.5%.

Overall, 12057 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 12057 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 12057 shows blanks, not estimates, wherever the record is sparse.

12057's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 12057 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

19/100
Composite stress
44/100
Structural risk
2/100
Distress activity

ZIP 12057 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk62
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 12057 distress snapshot

The live 12057 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Deterministic. Every signal traces to a public dataset · methodology

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