ZIP 12873 Foreclosure, Tax-Lien & Distress Report

In Washington County, New York, ZIP 12873 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100). Structural exposure scores 37 and live distress 3 on the 0–100 scale. The sharpest non-environmental signals are structural risk (37/100), construction/permit lag (28/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (9/100) stay muted.

The market reads expansion — home values rose 9.1% year on year (phase confidence 56/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $95,417, median income runs above typical U.S. levels. There are about 467 housing units across 12873. Rent burden reaches 18% of tenant households. Educational attainment sits at 35% bachelor's-or-above. The typical home is worth about $234,500 (2.3× income, relatively affordable). Owners hold 67% of homes, renters 33%. On demographic stress specifically, 12873 scores 25/100. About 820 people live here, median age 48. 15.4% of residents fall below the poverty threshold. The vacancy rate is 24.1% — elevated.

Net-net, 12873 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 12873 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 12873 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Washington County, New York and the nation. Where the public record is thin for 12873, the field stays empty rather than modeled, and fills in as new documents post.

12873's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 12873 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.