ZIP 12887 Property Distress & Foreclosure Data

ZIP code 12887 in Washington County, New York carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 49/100 against active distress of 3/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100). What sets it apart are the readings on construction/permit lag (73/100), structural risk (49/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 11.2% year on year, and 1% higher over three years, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 4,629 people live here, median age 38. 71% of housing is owner-occupied. At $55,361, median income runs below typical U.S. levels. Vacancy runs 18.9%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $123,400 (2.2× income, relatively affordable). Rent burden reaches 45% of tenant households. The demographic-stress sub-score lands at 31/100. Around 16% of adults hold a bachelor's degree or higher. There are about 2,224 housing units across 12887. The poverty rate is 20.1% — high, a tax-stress and distress correlate.

Net-net, 12887 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.