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ZIP 05764 Foreclosure, Tax-Lien & Distress Report

Rutland County, Vermont · High Vacancy market

ZIP code 05764 in Rutland County, Vermont carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 60/100, against 6/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (60/100), institutional ownership (54/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (FEMA disaster exposure (71/100), flood (NFIP) exposure (67/100)).

The neutral-phase market in 05764 posted values that rose 4.4% over the year, and 20% higher over three years, at 29/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 3,094 people live here, median age 41. DLRadar's demographic-stress index for the area reads 30/100. A median home runs $204,800 here, or 3.4 times local income. 72% of housing is owner-occupied. The ZIP holds roughly 1,444 housing units. Around 35% of renters are cost-burdened. About 33% have a four-year degree. Households earn a median $62,348 — below the roughly $78,000 national figure. Vacancy runs 20.0%, above the national norm and a classic distress-and-opportunity signal. Roughly 11.0% live below the poverty line.

Net-net, 05764 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 05764's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 05764 shows blanks, not estimates, wherever the record is sparse.

Behind 05764's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 05764 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

27/100
Composite stress
60/100
Structural risk
6/100
Distress activity

What is driving ZIP 05764’s distress

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk54
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 05764 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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