ZIP 05764 Foreclosure, Tax-Lien & Distress Report
Rutland County, Vermont · High Vacancy market
ZIP code 05764 in Rutland County, Vermont carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. Structurally it carries 58/100, against 6/100 of stress already in motion. The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (56/100), institutional ownership (52/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (FEMA disaster exposure (78/100), flood (NFIP) exposure (63/100)).
The neutral-phase market in 05764 posted values that rose 4.4% over the year, and 20% higher over three years, at 29/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 3,094 people live here, median age 41. DLRadar's demographic-stress index for the area reads 30/100. A median home runs $204,800 here, or 3.4 times local income. 72% of housing is owner-occupied. The ZIP holds roughly 1,444 housing units. Around 35% of renters are cost-burdened. About 33% have a four-year degree. Households earn a median $62,348 — below the roughly $78,000 national figure. Vacancy runs 20.0%, above the national norm and a classic distress-and-opportunity signal. Roughly 11.0% live below the poverty line.
Net-net, 05764 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 05764's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 05764 shows blanks, not estimates, wherever the record is sparse.
Behind 05764's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 05764 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 05764’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 05764 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Rutland County ZIP reports
Nearest ZIP codes to 05764
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Rutland County, Vermont by ZIP, county and state.
See every distressed parcel in 05764
Pull every distressed parcel in 05764 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology