Vermont Foreclosures, Tax Liens & Distressed Properties

DLRadar reads Vermont from the parcel up: foreclosure, tax, mortgage and lender records rolled into one score per ZIP. DLRadar scores 265 Vermont ZIPs across 14 counties (mean composite 23/100). By market phase, the county split is 6 neutral, 5 expansion, 3 peak. Vermont leans neutral overall, with average prices up 4.2% YoY.

Distress concentrates in Orange County, Caledonia County, Lamoille County, Grand Isle County, Washington County; open any for county- and ZIP-level detail.

The highest-scoring Vermont ZIPs are 05820 (30/100), 05822 (30/100), 05825 (30/100), 05826 (30/100), 05827 (30/100) — open any for the parcel read.

The Vermont breakdown, county by county:

In Addison County, expansion: homes +6.2% YoY, headwind 59/100. Bennington County is neutral (prices up 4.4%, bank stress 25/100). DLRadar reads Caledonia County as expansion — up 6.2% on the year, a 71/100 lender reading. Chittenden County reads peak — up 0.7% on the year, headwind 61/100. In Essex County, expansion: up 6.2% on the year, a 50/100 lender reading. Franklin County is in its peak phase, values rising 0.7%, headwind 57/100. Grand Isle County reads peak — prices up 0.7%, bank stress 69/100.

DLRadar reads Lamoille County as expansion — prices up 6.2%, a 70/100 lender reading. DLRadar reads Orange County as neutral — values rising 4.4%, bank stress 87/100. DLRadar reads Orleans County as expansion — prices up 6.2%, lender pressure 40/100. Rutland County is neutral (prices up 4.4%, bank stress 41/100). Washington County is in its neutral phase, appreciation near 4.4%, bank stress 67/100. Windham County — neutral, up 4.4% on the year, headwind 52/100. Windsor County: neutral, appreciation near 4.4%, headwind 61/100.

Vermont opportunity phases: 4 early_signal, 3 overheated, 2 peak_opportunity, 2 strong_buy, 2 weak, 1 watchlist; Vermont average index 32.1. Best-ranked Vermont counties: Essex #109 (37.0), vacancy; Windsor #151 (36.4), vacancy; Orleans #355 (34.2), vacancy in Vermont; Grand Isle #431 (33.8), vacancy; Caledonia #474 (33.6), vacancy; Windham #583 (33.0), vacancy.

Vermont mortgages ninety-plus days late: 0.7%; Vermont thirty-to-eighty-nine days late 1.4% (December 2025); 1 Vermont counties sit in the CFPB sample; highest Vermont county readings: Chittenden 0.4%.

Vermont county unemployment averages 2.7% across 14 counties; Vermont permitted 2,233 housing units in twelve months (903 multifamily); 65,626 of 339,042 Vermont housing units are vacant; 73,304 Vermont renter households, 45.0% spending 30%+ of income on rent.

Vermont ZIP price-cycle phases: 214 peak, 151 neutral, 76 expansion.