Franklin County, VT: Foreclosures, Tax Liens & Distressed Properties
Franklin County, VT, Vermont: 18 ZIP codes scored, Franklin County, VT averaging 20/100 (low, Franklin, VT), from 19 to 23. Franklin County, VT is in its peak phase (Franklin, VT confidence 16/100): Franklin, VT home prices up 0.7% (Franklin, VT) over twelve months. Franklin County, VT lender headwind: 57/100.
Highest-scoring Franklin County, VT ZIPs: 05468 (23/100), 05444 (21/100), 05464 (21/100), 05471 (20/100), 05441 (19/100), 05447 (19/100). Also scored in Franklin County, VT: 05448, 05450, 05454, 05455, 05457, 05459, 05476, 05478, 05481, 05483.
Across Franklin County, VT's scored ZIPs: median home value $293,931, household income $86,585, 14.7% vacancy, 8.9% poverty, 81% owner-occupied, median age 40.2.
Franklin County, VT insurance distress 35/100 (#1,497 in the US); FEMA hazard 68/100 for Franklin, VT; 4 federal disaster declarations in Franklin County, VT since 2023; Franklin, VT construction distress 65/100.
8 banks with 15 branches lend in Franklin County, VT; Franklin, VT weighted bank stress 66/100, highest 85/100 in Franklin, VT.
Franklin County, VT unemployment 2.9% (Franklin, VT -0.3 pts, six months); 167 new housing units permitted in Franklin County, VT over twelve months, Franklin, VT down 17% from 201; Franklin, VT home prices +11.7% a year (Franklin, VT) over three years.
23,019 housing units in Franklin County, VT; 4,317 Franklin, VT renter households; 45% of Franklin, VT renters spend 30%+ of income on rent, 22% (Franklin, VT) half or more.
Franklin County, VT ranks #1,409 nationally on the opportunity index (Franklin, VT, among all ranked counties); Franklin, VT scores 29.7/100 and Franklin, VT sits #12 inside Vermont. Franklin, VT is in the early_signal opportunity phase; Franklin, VT's primary driver is vacancy, Franklin, VT second driver construction; Franklin, VT moved down 79 places. 9 short-sale listings across Franklin, VT; 75 days on market observed in Franklin, VT; 13.6% vacancy over 18 Franklin, VT ZIPs.
No CFPB county sample covers Franklin County, VT. The metro area reading for Franklin, VT (Burlington-South Burlington, VT): 0.4% ninety-plus days late; Franklin, VT's thirty-to-eighty-nine share is 0.8% (Franklin, VT, December 2025 data); Vermont overall 0.7%.
Franklin County, VT has 3 watched banks; 3 Franklin, VT banks sit in an elevated band. Franklin, VT footprints: Peoples Tr Co Of St Albans (5 branches, stress 66) in Franklin, VT; Union Bank (2 branches, stress 85) in Franklin, VT; Community National Bank (1 branch, stress 54) in Franklin, VT.
HUD lists 3 assisted multifamily properties in Franklin County, VT with 50 units; 49 Franklin, VT units are assisted, 2 Franklin, VT properties under project-based Section 8.
3,056 of the 23,019 housing units in Franklin, VT sit vacant. Franklin County, VT permitted 45 multifamily units in twelve months; Franklin, VT's one-to-four unit structures added 122 units in Franklin County, VT.
Where distress concentrates in Franklin County
What else sits behind this data
Work from the top down: cycle, then credit, then coverage, then the individual property and who owns it.
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