ZIP 05457 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 05457 (Franklin County, Vermont) lands at 20/100 — low on DLRadar's public-record scoring. Its standout signals are construction/permit lag (71/100), structural risk (44/100), institutional ownership (39/100). By contrast, institutional ownership (39/100) and mortgage stress (16/100) register low. Structurally it carries 44/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (71/100).

Prices here sit in a peak phase: values rose 0.7% over the trailing year, and 23% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Median household income is $101,964, above the U.S. median near $78,000. Population is roughly 1,787 with a median age of 41. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 24% of tenant households. Owners hold 83% of homes, renters 17%. The typical home is worth about $279,200 (2.4× income, relatively affordable). Around 24% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 25/100. Vacancy runs 26.0%, above the national norm and a classic distress-and-opportunity signal. There are about 913 housing units across 05457.

On the whole, 05457 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 05457 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 05457 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 05457 stays directly comparable to neighboring ZIPs and the rest of Franklin County, Vermont. Nothing here is interpolated — where a source is thin for 05457, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

05457's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 05457 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.