ZIP 05459 Property Distress & Foreclosure Data

DLRadar grades ZIP 05459 (Franklin County, Vermont) at a low 19/100 for overall property distress. Property-level stress concentrates in construction/permit lag (59/100), structural risk (41/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (16/100) register low. The latent-versus-live split is 41/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100).

The market reads peak — home values rose 2.3% year on year, 1.6% off the recent peak, and 27% higher over three years (phase confidence 51/100). Topping markets hide individual distress behind strong averages.

At $79,841, median income runs near typical U.S. levels. The ZIP holds roughly 771 housing units. The poverty rate is 1.8% — low. Around 10% of adults hold a bachelor's degree or higher. Around 0% of renters are cost-burdened. The vacancy rate is 4.9%. 77% of housing is owner-occupied. About 2,003 people live here, median age 39. The demographic-stress sub-score lands at 23/100. The typical home is worth about $291,200 (3.3× income, relatively affordable).

Overall 05459 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.