ZIP 05488 Foreclosure, Tax-Lien & Distress Report

ZIP code 05488 in Franklin County, Vermont carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are construction/permit lag (71/100), structural risk (44/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (16/100) stay muted. On the structural side it scores 44/100, with 5/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (71/100).

The market reads peak — home values rose 0.7% year on year, and 28% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 30/100. The vacancy rate is 24.7% — elevated. Rent burden reaches 22% of tenant households. 7,896 residents call 05488 home, typically aged 43. About 22% have a four-year degree. Home values center near $288,700, an affordability ratio of 3.6× — accessible. The poverty rate is 12.7%. Owners hold 78% of homes, renters 22%. At $73,140, median income runs near typical U.S. levels. There are about 4,071 housing units across 05488.

Net-net, 05488 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 05488 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 05488's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 05488 reflects the current record instead of a stale or modeled snapshot.

The 20/100 for 05488 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 05488 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.