ZIP 05440 Property Distress & Foreclosure Data

DLRadar grades ZIP 05440 (Grand Isle County, Vermont) at a minimal 11/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (64/100). The latent-versus-live split is 25/100 structural and 6/100 already moving. Property-level stress concentrates in construction/permit lag (39/100), institutional ownership (35/100), structural risk (25/100). structural risk (25/100) and mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 2.3% over the trailing year, 1.6% off the recent peak, and 48% higher over three years (phase confidence 51/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 25% of renters are cost-burdened. Roughly 11.5% live below the poverty line. The tenure split is 90% owner-occupied to 10% rented. The vacancy rate is 46.7% — elevated. Households earn a median $64,390 — below the roughly $78,000 national figure. The ZIP holds roughly 1,538 housing units. About 31% have a four-year degree. 1,802 residents call 05440 home, typically aged 50. On demographic stress specifically, 05440 scores 30/100. A median home runs $268,300 here, or 3.7 times local income.

Taken together, 05440 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.