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ZIP 05486 Foreclosure, Tax-Lien & Distress Report

Grand Isle County, Vermont · High Vacancy market

ZIP code 05486 in Grand Isle County, Vermont carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (75/100), institutional ownership (36/100), structural risk (34/100). On the quiet end sit structural risk (34/100) and mortgage stress (20/100). Environmental exposure also runs high (FEMA disaster exposure (65/100)). Structurally it carries 34/100, against 6/100 of stress already in motion.

Prices here sit in a peak phase: values rose 0.7% over the trailing year, and 29% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 2.0% — low. 88% of housing is owner-occupied. Median household income is $133,750, above the U.S. median near $78,000. About 58% have a four-year degree. The vacancy rate is 40.7% — elevated. Population is roughly 1,536 with a median age of 51. DLRadar's demographic-stress index for the area reads 26/100. A median home runs $544,700 here, or 3.8 times local income. Around 28% of renters are cost-burdened. The ZIP holds roughly 1,017 housing units.

On the whole, 05486 leans distressed, with opportunity clustered in specific stressed parcels. 05486 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 05486 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05486 can be compared directly against any other ZIP in Grand Isle County, Vermont or nationwide. 05486 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 05486 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. Practically, 05486 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

15/100
Composite stress
34/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 05486

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk5
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 05486 distress snapshot

The live 05486 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Other Grand Isle County ZIP codes

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Get the full acquisition report for 05486

The full 05486 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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