ZIP 05486 Property Distress & Foreclosure Data

DLRadar grades ZIP 05486 (Grand Isle County, Vermont) at a minimal 11/100 for overall property distress. Property-level stress concentrates in construction/permit lag (39/100), institutional ownership (35/100), structural risk (25/100). By contrast, structural risk (25/100) and mortgage stress (20/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100). On the structural side it scores 25/100, with 6/100 of stress already active.

The market reads peak — home values rose 2.3% year on year, 1.6% off the recent peak, and 29% higher over three years (phase confidence 51/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 2.0% — low. 88% of housing is owner-occupied. At $133,750, median income runs above typical U.S. levels. Around 58% of adults hold a bachelor's degree or higher. The vacancy rate is 40.7% — elevated. About 1,536 people live here, median age 51. The demographic-stress sub-score lands at 26/100. The typical home is worth about $544,700 (3.8× income, relatively affordable). Around 28% of renters are cost-burdened. The ZIP holds roughly 1,017 housing units.

Net-net, 05486 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.