ZIP 12903 Property Distress & Foreclosure Data

Clinton County, New York's ZIP 12903 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (43/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100). The latent-versus-live split is 43/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (70/100)).

The expansion-phase market in 12903 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $76,912, near the U.S. median near $78,000. The ZIP holds roughly 1,039 housing units. The vacancy rate is 6.1%. Educational attainment sits at 46% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $210,400, an affordability ratio of 2.5× — accessible. Around 41% of renters are cost-burdened. Population is roughly 1,740 with a median age of 46. 7.3% of residents fall below the poverty threshold. Owners hold 54% of homes, renters 46%.

On balance 12903 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.