ZIP 12912 Property Distress & Foreclosure Data

Clinton County, New York's ZIP 12912 registers 20/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (68/100)). On the structural side it scores 45/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (45/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (8/100).

The expansion-phase market in 12912 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $70,469, near the U.S. median near $78,000. Around 37% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 30% bachelor's-or-above. 5.8% of residents fall below the poverty threshold. Population is roughly 1,860 with a median age of 51. Home values center near $189,200, an affordability ratio of 2.7× — accessible. The vacancy rate is 25.0% — elevated. Owners hold 87% of homes, renters 13%. The ZIP holds roughly 1,002 housing units.

On the whole, 12912 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.