ZIP 12983 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 12983 (Franklin County, New York) at a low 24/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (52/100), structural risk (52/100), institutional ownership (49/100). mortgage stress (23/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (79/100)). Structurally it carries 52/100, against 7/100 of stress already in motion.

The market reads expansion — home values rose 6.0% year on year, and 38% higher over three years (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 4,726 housing units. 14.4% of residents fall below the poverty threshold. Median household income is $64,604, below the U.S. median near $78,000. Vacancy runs 24.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 29/100. The tenure split is 57% owner-occupied to 43% rented. Around 43% of adults hold a bachelor's degree or higher. 7,410 residents call 12983 home, typically aged 45. Rent burden reaches 26% of tenant households. The typical home is worth about $225,200 (3.2× income, relatively affordable).

On the whole, 12983 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 12983 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 12983 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Franklin County, New York and the nation. The score is rebuilt from public data as it updates, so 12983 reflects the current record instead of a stale or modeled snapshot.

The 24/100 for 12983 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 12983 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.