ZIP 12980 Property Distress & Foreclosure Data

Franklin County, New York's ZIP 12980 registers 25/100 composite distress, which DLRadar reads as low. Structural exposure scores 54 and live distress 7 on the 0–100 scale. The most distinctive pressure shows up in institutional ownership (55/100), structural risk (54/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (24/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (75/100), flood (NFIP) exposure (67/100).

The market reads expansion — home values rose 6.5% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $106,500 (1.6× income, relatively affordable). There are about 1,140 housing units across 12980. About 1,064 people live here, median age 57. Around 14% of adults hold a bachelor's degree or higher. 90% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. Rent burden reaches 25% of tenant households. At $61,447, median income runs below typical U.S. levels. Vacancy runs 54.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 14.5%.

Net-net, 12980 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.