ZIP 12980 Foreclosure, Tax-Lien & Distress Report
Franklin County, New York · High Vacancy market
ZIP 12980's composite property-distress score is 24/100 - DLRadar classes that as low for Franklin County, New York. Structural risk reads 54/100 against active distress of 7/100. Its heaviest discrete signals: structural risk (54/100), construction/permit lag (51/100), institutional ownership (48/100). mortgage stress (24/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (64/100), FEMA disaster exposure (62/100)).
The market reads expansion — home values rose 5.8% year on year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Home values center near $106,500, an affordability ratio of 1.6× — accessible. There are about 1,140 housing units across 12980. About 1,064 people live here, median age 57. Around 14% of adults hold a bachelor's degree or higher. 90% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. Rent burden reaches 25% of tenant households. Median household income is $61,447, below the U.S. median near $78,000. Vacancy runs 54.1%, above the national norm and a classic distress-and-opportunity signal. 14.5% of residents fall below the poverty threshold.
Taken together, 12980 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 12980 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 12980 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Franklin County, New York and the nation. Where the record is thin for 12980, the field stays empty rather than modeled, and fills in as new documents post.
12980's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 12980 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 12980 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 12980 distress snapshot
Current distress, phase, housing and lender-pressure figures for 12980, drawn from the same report attached to each property.
Franklin County ZIPs near 12980
Nearest ZIP codes to 12980
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Franklin County, New York
Additional distress intelligence spanning Franklin County, New York by ZIP, county and state.
Unlock the full ZIP 12980 acquisition report
Every distressed parcel in 12980 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology