Franklin County, NY: Foreclosures, Tax Liens & Distressed Properties

For Franklin County, New York, DLRadar turns county and parcel public records into a single distress score per ZIP. ZIP-level distress ranges from 33/100 at the top down to 19/100. Lender pressure in Franklin County registers 68/100 — a elevated bank-stress headwind. 24 ZIP codes are tracked county-wide, averaging 25/100 distress.

Currently expansion, Franklin County saw prices rise 6.0% year over year (phase confidence 38/100). Under a rising market, the laggards keep building even as the headline looks strong.

At +6.0% YoY (38/100 confidence), well-bought parcels resell faster which speeds resale of distressed buys. An elevated 68/100 reading is a buyer tailwind: expect more lender-driven inventory soon.

The most-distressed ZIP codes in Franklin County are 12967 (33/100), 12914 (26/100), 12980 (26/100), 12986 (26/100), 12913 (25/100), 12930 (25/100), each with its own full DLRadar report. Also scored across the county: 12983, 12915, 12916, 12917, 12920, 12926, 12937, 12939, 12945, 12953.

Profile-wise, Franklin County's tracked footprint run typical home values near $155,821, a median household income near $65,058 (below the US norm), an owner-occupied share of 77%, 14.7% of households below the poverty line, residents with a median age around 43.6, vacancy near 25.8%. These fundamentals signal how much distress reaches the market and how fast it moves.

At 25/100 composite over 24 ZIPs, Franklin County is a screen-by-ZIP market — work it parcel by parcel. Inside DLRadar, each Franklin County property carries owner and contact detail, APN, a per-parcel score, lender exposure and exit read.

No county is too small to score: Franklin County, New York runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Franklin County's numbers mean exactly what they mean anywhere else in New York.

The way to work Franklin County, New York is top-down — start with the highest-scoring ZIPs (up to 33/100 here), then drill to the parcels driving those numbers, rather than blanketing Franklin County with undifferentiated outreach. All Franklin County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

At the ZIP level, the sharpest readings in Franklin County are 12967 (33/100), 12914 (26/100), 12980 (26/100), 12986 (26/100), 12913 (25/100), 12930 (25/100). DLRadar also scores 12983, 12915, 12916, 12917, 12920, 12926, 12937, 12939 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Franklin County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.