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ZIP 12967 Foreclosure, Tax-Lien & Distress Report

St. Lawrence County, New York · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 12967 in St. Lawrence County, New York comes in at 33, a moderate composite-distress reading. Property-level stress concentrates in structural risk (72/100), institutional ownership (64/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (26/100). On the structural side it scores 72/100, with 8/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (94/100), flood (NFIP) exposure (89/100), climate & FEMA risk (75/100)).

Prices here sit in a peak phase: values rose 4.9% over the trailing year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 10.2% live below the poverty line. About 19% have a four-year degree. Median household income is $78,438, near the U.S. median near $78,000. Around 47% of renters are cost-burdened. About 1,363 people live here, median age 29. A median home runs $89,000 here, or 1.2 times local income. The tenure split is 81% owner-occupied to 19% rented. The vacancy rate is 0.0%. On demographic stress specifically, 12967 scores 24/100. There are about 431 housing units across 12967.

On balance 12967 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 12967 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 12967 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in St. Lawrence County, New York and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 12967 shows blanks, not estimates, wherever the record is sparse.

12967's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 12967 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

33/100
Composite stress
72/100
Structural risk
8/100
Distress activity

ZIP 12967 distress signals, scored

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk75
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 12967 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 12967, drawn from the same report attached to each property.

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Neighbouring ZIPs in St. Lawrence County

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The complete 12967 distress and acquisition report

Open 12967 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

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