ZIP 12916 Property Distress & Foreclosure Data

Composite property distress in 12916 (Franklin County, New York) lands at 23/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (73/100), flood (NFIP) exposure (62/100). On the structural side it scores 50/100, with 7/100 of stress already active. The sharpest non-environmental signals are institutional ownership (53/100), structural risk (50/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (23/100) stay muted.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 12916 scores 27/100. 2,250 residents call 12916 home, typically aged 38. The ZIP holds roughly 1,040 housing units. About 18% have a four-year degree. Roughly 20.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 73% owner-occupied to 27% rented. Around 36% of renters are cost-burdened. A median home runs $94,700 here, or 1.5 times local income. Households earn a median $59,762 — below the roughly $78,000 national figure. The vacancy rate is 13.6% — elevated.

Taken together, 12916 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.