ZIP 12917 Foreclosure, Tax-Lien & Distress Report
Franklin County, New York · High Vacancy market
Composite property distress in 12917 (Franklin County, New York) lands at 24/100 — low on DLRadar's public-record scoring. The split runs 54/100 structural to 7/100 active on the ground. What sets it apart are the readings on structural risk (54/100), institutional ownership (51/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (23/100). Climate and flood risk are elevated too — FEMA disaster exposure (84/100), flood (NFIP) exposure (61/100).
The expansion-phase market in 12917 posted values that rose 6.0% over the year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
83% of housing is owner-occupied. On demographic stress specifically, 12917 scores 30/100. The vacancy rate is 18.6% — elevated. Around 58% of renters are cost-burdened. Population is roughly 1,194 with a median age of 38. Roughly 14.2% live below the poverty line. Home values center near $124,100, an affordability ratio of 1.7× — accessible. Educational attainment sits at 12% bachelor's-or-above. The ZIP holds roughly 582 housing units. At $70,400, median income runs near typical U.S. levels.
Net-net, 12917 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 12917 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 12917's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 12917, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 12917's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 12917 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 12917’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
12917 at a glance
A live read on 12917: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Franklin County ZIPs near 12917
Explore related distress reports
Further distress data across Franklin County, New York at ZIP, county and state level.
Get the full acquisition report for 12917
The full 12917 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology