ZIP 12969 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 12969 (Franklin County, New York) at a low 24/100 for overall property distress. Leading the profile are structural risk (54/100), institutional ownership (51/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (23/100). Latent structural risk is 54/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), flood (NFIP) exposure (61/100).

The market reads expansion — home values rose 6.0% year on year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $59,063 — below the roughly $78,000 national figure. The poverty rate is 14.6%. Vacancy runs 67.5%, above the national norm and a classic distress-and-opportunity signal. Around 0% of renters are cost-burdened. Around 29% of adults hold a bachelor's degree or higher. There are about 421 housing units across 12969. On demographic stress specifically, 12969 scores 25/100. Population is roughly 253 with a median age of 56. Owners hold 76% of homes, renters 24%. A median home runs $101,300 here, or 1.8 times local income.

Taken together, 12969 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 12969 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 12969 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Franklin County, New York and the nation. The score is rebuilt from public data as it updates, so 12969 reflects the current record instead of a stale or modeled snapshot.

12969's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 12969 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.