ZIP 12969 Property Distress & Foreclosure Data

In Franklin County, New York, ZIP 12969 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (53/100), structural risk (50/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (23/100). The latent-versus-live split is 50/100 structural and 7/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (73/100), flood (NFIP) exposure (62/100)).

The expansion-phase market in 12969 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $59,063, below the U.S. median near $78,000. 14.6% of residents fall below the poverty threshold. The vacancy rate is 67.5% — elevated. Around 0% of renters are cost-burdened. Educational attainment sits at 29% bachelor's-or-above. The ZIP holds roughly 421 housing units. DLRadar's demographic-stress index for the area reads 25/100. Population is roughly 253 with a median age of 56. Owners hold 76% of homes, renters 24%. Home values center near $101,300, an affordability ratio of 1.8× — accessible.

On the whole, 12969 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.