ZIP 12970 Property Distress & Foreclosure Data

Composite property distress in 12970 (Franklin County, New York) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (53/100), structural risk (50/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (23/100) stay muted. On the structural side it scores 50/100, with 7/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (73/100), flood (NFIP) exposure (62/100).

Prices here sit in a expansion phase: values rose 6.5% over the trailing year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $81,250 — near the roughly $78,000 national figure. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. 1,022 residents call 12970 home, typically aged 21. Around 0% of renters are cost-burdened. The ZIP holds roughly 460 housing units. A median home runs $242,100 here, or 3.7 times local income. On demographic stress specifically, 12970 scores 25/100. The vacancy rate is 53.9% — elevated. About 54% have a four-year degree. The tenure split is 72% owner-occupied to 28% rented.

Taken together, 12970 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.