ZIP 13655 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 13655 (Franklin County, New York) returns a low composite of 23/100. The latent-versus-live split is 51/100 structural and 7/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (60/100). Leading the profile are construction/permit lag (51/100), structural risk (51/100), institutional ownership (45/100). On the quiet end sit mortgage stress (23/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 72% owner-occupied to 28% rented. A median home runs $191,100 here, or 2.8 times local income. The vacancy rate is 0.7%. Median household income is $69,089, near the U.S. median near $78,000. There are about 1,346 housing units across 13655. Educational attainment sits at 30% bachelor's-or-above. 19.9% of residents fall below the poverty threshold. Rent burden reaches 64% of tenant households. About 3,705 people live here, median age 39. On demographic stress specifically, 13655 scores 33/100.

On balance 13655 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 13655 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 13655's 23/100 can be lined up against any neighbor in Franklin County, New York or any ZIP coast to coast. 13655 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 13655's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 13655 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.