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ZIP 13655 Foreclosure, Tax-Lien & Distress Report

Franklin County, New York · Affordable market

Scored purely from public records, 13655 (Franklin County, New York) returns a low composite of 24/100. The latent-versus-live split is 54/100 structural and 7/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), flood (NFIP) exposure (61/100). Leading the profile are structural risk (54/100), institutional ownership (51/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (23/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 72% owner-occupied to 28% rented. A median home runs $191,100 here, or 2.8 times local income. The vacancy rate is 0.7%. Median household income is $69,089, near the U.S. median near $78,000. There are about 1,346 housing units across 13655. Educational attainment sits at 30% bachelor's-or-above. 19.9% of residents fall below the poverty threshold. Rent burden reaches 64% of tenant households. About 3,705 people live here, median age 39. On demographic stress specifically, 13655 scores 33/100.

On balance 13655 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 13655 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 13655's 24/100 can be lined up against any neighbor in Franklin County, New York or any ZIP coast to coast. 13655 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 13655's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 13655 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

24/100
Composite stress
54/100
Structural risk
7/100
Distress activity

ZIP 13655 distress signals, scored

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk49
Another 9 scored dimensions sit behind 13655

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 13655 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Franklin County

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