ZIP 13655 Property Distress & Foreclosure Data

Franklin County, New York's ZIP 13655 registers 23/100 composite distress, which DLRadar reads as low. Structural exposure scores 50 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), flood (NFIP) exposure (62/100). The most distinctive pressure shows up in institutional ownership (53/100), structural risk (50/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (23/100) register low.

The market reads expansion — home values rose 6.5% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

72% of housing is owner-occupied. The typical home is worth about $191,100 (2.8× income, relatively affordable). Vacancy runs 0.7%. At $69,089, median income runs near typical U.S. levels. There are about 1,346 housing units across 13655. Around 30% of adults hold a bachelor's degree or higher. The poverty rate is 19.9% — high, a tax-stress and distress correlate. Rent burden reaches 64% of tenant households. About 3,705 people live here, median age 39. The demographic-stress sub-score lands at 33/100.

Net-net, 13655 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.