ZIP 12920 Property Distress & Foreclosure Data

Composite property distress in 12920 (Franklin County, New York) lands at 23/100 — low on DLRadar's public-record scoring. Structural risk reads 50/100 against active distress of 7/100. The sharpest non-environmental signals are institutional ownership (50/100), structural risk (50/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (22/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (68/100).

The market reads expansion — home values rose 6.5% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $152,600 (1.8× income, relatively affordable). Vacancy runs 32.5%, above the national norm and a classic distress-and-opportunity signal. About 2,509 people live here, median age 44. The poverty rate is 17.8% — high, a tax-stress and distress correlate. 83% of housing is owner-occupied. At $70,714, median income runs near typical U.S. levels. Rent burden reaches 38% of tenant households. There are about 1,592 housing units across 12920. The demographic-stress sub-score lands at 28/100. Around 21% of adults hold a bachelor's degree or higher.

Net-net, 12920 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.