ZIP 12923 Property Distress & Foreclosure Data

In Clinton County, New York, ZIP 12923 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (73/100), structural risk (43/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). On the structural side it scores 43/100, with 1/100 of stress already active.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 7% of adults hold a bachelor's degree or higher. About 463 people live here, median age 43. The poverty rate is 15.3%. Around 5% of renters are cost-burdened. At $50,000, median income runs below typical U.S. levels. The typical home is worth about $101,100 (2.1× income, relatively affordable). 78% of housing is owner-occupied. The ZIP holds roughly 293 housing units. The demographic-stress sub-score lands at 24/100. The vacancy rate is 20.3% — elevated.

Net-net, 12923 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.