ZIP 12923 Foreclosure, Tax-Lien & Distress Report
Clinton County, New York · High Vacancy market
DLRadar grades ZIP 12923 (Clinton County, New York) at a low 18/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (65/100), structural risk (41/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100). Environmental exposure also runs high (climate & FEMA risk (70/100)). Structurally it carries 41/100, against 1/100 of stress already in motion.
The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 7% have a four-year degree. Population is roughly 463 with a median age of 43. 15.3% of residents fall below the poverty threshold. Around 5% of renters are cost-burdened. Median household income is $50,000, below the U.S. median near $78,000. The typical home is worth about $101,100 (2.1× income, relatively affordable). The tenure split is 78% owner-occupied to 22% rented. There are about 293 housing units across 12923. The demographic-stress sub-score lands at 24/100. The vacancy rate is 20.3% — elevated.
On the whole, 12923 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 12923 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 12923 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Clinton County, New York and the nation. The score is rebuilt from public data as it updates, so 12923 reflects the current record instead of a stale or modeled snapshot.
Behind 12923's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 12923 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 12923’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 12923 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 12923, drawn from the same report attached to each property.
Other Clinton County ZIP codes
Keep exploring New York distress
Further distress data across Clinton County, New York at ZIP, county and state level.
Unlock the full ZIP 12923 acquisition report
See who owns each distressed property in 12923, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology