ZIP 12929 Property Distress & Foreclosure Data
DLRadar grades ZIP 12929 (Clinton County, New York) at a low 19/100 for overall property distress. Property-level stress concentrates in construction/permit lag (73/100), structural risk (43/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. The latent-versus-live split is 43/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (70/100).
The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Around 8% of adults hold a bachelor's degree or higher. The typical home is worth about $134,400 (1.9× income, relatively affordable). The poverty rate is 9.0%. Around 29% of renters are cost-burdened. The vacancy rate is 17.2% — elevated. About 2,882 people live here, median age 38. At $68,472, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 26/100. The ZIP holds roughly 371 housing units. 75% of housing is owner-occupied.
Net-net, 12929 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 12929
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Clinton County
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Deterministic. Every signal traces to a public dataset · methodology