ZIP 12962 Property Distress & Foreclosure Data

Clinton County, New York's ZIP 12962 registers 19/100 composite distress, which DLRadar reads as low. Structural exposure scores 43 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (43/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 22% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 5,131 people live here, median age 46. Vacancy runs 4.9%. The poverty rate is 10.3%. Around 24% of adults hold a bachelor's degree or higher. The typical home is worth about $189,000 (2.5× income, relatively affordable). At $67,511, median income runs below typical U.S. levels. There are about 2,520 housing units across 12962. The demographic-stress sub-score lands at 25/100. 85% of housing is owner-occupied. Rent burden reaches 40% of tenant households.

Net-net, 12962 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.