ZIP 12979 Foreclosure, Tax-Lien & Distress Report

ZIP code 12979 in Clinton County, New York carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 41/100, against 1/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (65/100), structural risk (41/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100). It additionally carries heavy environmental risk: climate & FEMA risk (70/100).

The peak-phase market in 12979 posted values that rose 4.9% over the year, and 53% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 6.5%. The tenure split is 54% owner-occupied to 46% rented. A median home runs $190,900 here, or 3.8 times local income. About 20% have a four-year degree. Rent burden reaches 29% of tenant households. DLRadar's demographic-stress index for the area reads 32/100. Population is roughly 2,542 with a median age of 45. Roughly 15.7% live below the poverty line. The ZIP holds roughly 1,269 housing units. Households earn a median $47,135 — below the roughly $78,000 national figure.

Net-net, 12979 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 12979 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 12979 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Clinton County, New York and the nation. 12979 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 18/100 for 12979 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 12979 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.