ZIP 12921 Property Distress & Foreclosure Data

Clinton County, New York's ZIP 12921 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (43/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100). Environmental exposure also runs high (climate & FEMA risk (70/100)). The latent-versus-live split is 43/100 structural and 1/100 already moving.

The expansion-phase market in 12921 posted values that rose 6.3% over the year, and 5% lower over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 27/100. 12.5% of residents fall below the poverty threshold. Educational attainment sits at 31% bachelor's-or-above. The ZIP holds roughly 1,106 housing units. Median household income is $100,500, above the U.S. median near $78,000. Population is roughly 2,771 with a median age of 36. The vacancy rate is 24.6% — elevated. Owners hold 85% of homes, renters 15%. Around 47% of renters are cost-burdened. Home values center near $215,100, an affordability ratio of 1.9× — accessible.

On the whole, 12921 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.