ZIP 12952 Foreclosure, Tax-Lien & Distress Report

Clinton County, New York's ZIP 12952 registers 18/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (41/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100). It additionally carries heavy environmental risk: climate & FEMA risk (70/100). Latent structural risk is 41/100 while live distress already moving reads 0/100.

The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 59.8% — elevated. About 8% have a four-year degree. There are about 274 housing units across 12952. On demographic stress specifically, 12952 scores 45/100. The poverty rate is 23.0% — high, a tax-stress and distress correlate. The tenure split is 59% owner-occupied to 41% rented. Around 48% of renters are cost-burdened. 226 residents call 12952 home, typically aged 35.

Net-net, 12952 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 12952 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 12952 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 12952 stays directly comparable to neighboring ZIPs and the rest of Clinton County, New York. Every figure is auditable to a public dataset and refreshed on ingest; 12952 shows blanks, not estimates, wherever the record is sparse.

Each component behind 12952 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Treat 12952 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.