ZIP 12978 Property Distress & Foreclosure Data

In Clinton County, New York, ZIP 12978 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (70/100)). On the structural side it scores 43/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (73/100), structural risk (43/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100).

The expansion-phase market in 12978 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $70,500. Owners hold 100% of homes, renters 0%. Population is roughly 243 with a median age of 60. Educational attainment sits at 0% bachelor's-or-above. Median household income is $97,470, above the U.S. median near $78,000. The vacancy rate is 0.0%. DLRadar's demographic-stress index for the area reads 20/100. 0.0% of residents fall below the poverty threshold. The ZIP holds roughly 118 housing units.

Broadly, 12978 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.